The spring market is here. Supply is rising, mortgage rates are settling, and buyer demand is healthy. If you've been waiting for the 'right time' to sell — this might be it.
Spring is traditionally when the property market picks up, and 2026 is no exception. After a year of adjustment following the stamp duty changes, the market is now finding its rhythm again — and that applies across Chorley, Worsley, and the wider North West.
The Numbers
- UK average house price: £270,500 (February 2026, Zoopla)
- Annual price growth: 1.2% nationally, but up to 4.7% in Chorley
- Base rate: 3.75% (down from 5.25% in mid-2024)
- Mortgage rates: Best 5-year fixes around 4.2%–4.5%
- House price forecasts for 2026: 1.5%–4% growth depending on who you ask
Why Spring 2026 Suits Sellers
Three factors are making this a good window to sell:
1. Mortgage affordability has improved. Rates are significantly lower than 2023/24, which means buyers can borrow more and offer more. This directly supports your asking price.
2. Supply is rising, but not flooding. More properties are coming to market than last year, which gives buyers choice — but it's not overwhelming. Well-presented, correctly-priced homes are still selling within weeks.
3. Buyer sentiment is positive. The uncertainty of late 2024 (elections, rate worries, stamp duty deadline) has cleared. People are getting on with their lives and their moves.
Why Spring 2026 Suits Buyers
More choice on the market means less pressure to overpay. You can take your time, negotiate sensibly, and find the right home rather than panic-buying in a frenzy.
Rates are also more predictable now. You can budget with confidence, knowing your mortgage payments won't dramatically shift in the next few years.
Our Advice
If you've been thinking about selling, don't wait for the "perfect" market — it doesn't exist. What we have right now is a healthy, balanced market with genuine buyer demand. That's exactly what you want when you're trying to sell a home in Chorley, Worsley, or the surrounding areas.
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